Invoicing · September 24, 2026 · 6 min read

Invoicing in XAF, euros or dollars

Local clients, the diaspora, European companies: how to choose the currency of your invoices, show VAT, and get paid without losing money.

Invoicing in XAF, euros or dollars

Working for a restaurant in Douala, a start-up in Abidjan and a gallery in Paris? Every client has their own payment habits and their own currency. Here's how to invoice internationally with peace of mind.

One currency per client

The simplest rule: invoice each client in their own currency. A client in Paris understands "€2,296", not "1,506,000 XAF". You avoid questions, conversion errors and late payments.

  • Clients in Cameroon, Côte d'Ivoire, Senegal, Gabon: CFA franc.
  • Clients in Europe: euro.
  • Clients in North America or international companies: dollar.
In Coolcolab, each client has their own billing currency. It's applied automatically to their quotes and invoices.

The CFA franc and the euro

The CFA franc (XAF in Central Africa, XOF in West Africa) has a fixed peg to the euro: €1 = 655.957 XAF. No nasty exchange-rate surprises between these two currencies.

What an invoice must include

  1. Your full contact details, your RCCM (trade register number) and your NIU (tax ID), or those of your agency.
  2. The client's contact details.
  3. A unique, sequential invoice number (for example INV-2026-014).
  4. The issue date and the due date.
  5. The breakdown of services, the total before tax, the VAT and the total including tax.
  6. The payment methods you accept.

Offering the right payment methods

ClientSuitable payment methods
Individual in CameroonOrange Money, MTN MoMo
Client in West AfricaWave, Orange Money
Company or NGOBank transfer
Client in EuropeCard, bank transfer, PayPal
DiasporaCard, PayPal

The simpler the payment, the faster it arrives. A payment button right on the invoice saves days.

Deposits and installments

For projects lasting more than a month, split it up: a deposit on signature, an installment halfway through, the balance on delivery. The client spreads out the cost, and you keep a steady cash flow.

Following up without awkwardness

A late invoice isn't a drama: it's often just forgotten. A friendly reminder a few days after the due date is enough in most cases. Coolcolab spots overdue invoices and prepares these gentle reminders for you.

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